Damage Insurance / Life Sciences

Expertise in Your Business Sector


Vézina’s seasoned personnel has strong insurance and risk management know-how, global expertise and experience in your specific industry sector, providing you with the benefit of dealing with competent, compatible and complementary individuals who share your company’s vision.

Vézina strives to be a proactive partner, constantly in tune with its clients and capable of identifying their needs. Our guiding philosophy is partnership, based on mutual trust and our commitment to understand your concerns and properly assess the specificities of your organization.


Risks Inherent to Your Industry

Our in-depth knowledge of the risks to which the life sciences sector is exposed allows our experts to offer innovative, competitive solutions tailored specifically to your needs.

  • Property damage and business interruption:
    • Research and development (R&D) restoration expenses;
    • Loss of animals and research samples used for R&D;
    • Radioactive contamination or bio-contamination;
    • "Clean room" validation expenses;
    • Temperature sensitive products.
  • Civil liability:
    • Premises, operations and products;
    • Clinical trials;
    • Product recall;
    • Errors and omissions, including medical malpractice;
    • Manufacturers’ errors and omissions.
  • Directors’ and officers’ liability.
  • Patient and client privacy.
  • Global scope of multicentric trials.
  • Contractual engagements (indemnity and subrogation clauses).

Sectors of Activity

  • Manufacturers and distributors of pharmaceuticals, nutraceuticals, cosmetics and medical devices.
  • Clinical research organisations (CRO).
  • R&D operations.
  • Preclinical operations (start-ups).
  • Research laboratories.